Tools & Tips

Whether you're buying your first home, selling an investment property, or navigating a complex transaction, escrow doesn't have to be overwhelming. At The Escrow Specialists, Inc., we’re here to simplify the process. This page offers helpful tools, checklists, timelines, and expert tips to guide you every step of the way — so you can move forward with confidence and peace of mind.

Document Checklist

Ensure a smooth transaction by preparing the following documents ahead of time:

For Buyers:

Government-issued photo ID
Proof of funds or lender pre-approval
Completed purchase agreement
Homeowners insurance information

For Sellers:

Government-issued photo ID
Copy of grant deed
Mortgage loan details
HOA documentation (if applicable)

Pro Tips for a Smooth Escrow

Respond promptly to all document requests to avoid delays.
Avoid big financial changes (like new loans or job changes) during escrow.
Review all documents carefully before signing — don’t hesitate to ask questions.
Schedule utilities to be transferred after closing day.
Communicate early if any changes to terms arise — we’re here to help.

Avoiding Wire Fraud

Escrow-related wire fraud is on the rise — protect yourself with these best practices:

Always verify wiring instructions directly by calling your escrow officer using a known phone number.
Never trust last-minute changes sent via email without confirming.
Look closely at email addresses — fraudsters often mimic legitimate ones with small variations.

When in doubt, call before you wire.

Key Escrow Milestones

Stay on track by understanding the major steps of the escrow process:

Open Escrow: Both parties submit the signed contract and initial deposit.
Inspections and Disclosures: Buyer conducts property inspections; seller provides mandatory disclosures.
Loan Approval (if applicable): Lender reviews buyer financials and property appraisals.
Title Review: Escrow reviews title report and resolves any issues.
Signing & Funding: Parties sign documents; buyer deposits funds.
Closing: Escrow records the transaction and disburses funds.

Helpful Tools

Escrow Fee Calculator
Estimate your closing costs with our easy-to-use calculator. (Coming soon!)
Glossary of Escrow Terms
Confused by terms like title insurance or earnest money? Check our glossary for quick definitions.
FAQs
Get answers to common questions about timelines, fees, wire transfers, and more.

What to Expect During Closing Week

The final days of escrow are critical. Here’s how to stay prepared:

Review your Closing Disclosure to confirm final fees and payments.
Ensure funds are ready — initiate wire transfers early to meet deadlines.
Schedule your final walkthrough with your agent to verify property condition.
Be available for last-minute signatures or clarifications.

Clear communication and prompt action help avoid last-minute delays.